# Calculateur de salaire net au Maroc — Salaire Maroc

**URL:** https://salairemaroc.com/calcul-salaire-net-maroc

## Purpose

Estimate your monthly **net salary** in Morocco from your gross salary. Salaire Maroc provides an educational simulation for standard private-sector employees.

## Quick answer

The net salary in Morocco is the gross salary minus employee social contributions (CNSS, AMO) and income tax (IR). Salaire Maroc estimates this amount indicatively based on the parameters you enter.

## Calculation summary (2026)

1. Start from **monthly gross salary** (base + taxable bonuses/benefits).
2. Deduct **CNSS employee**: 4.48% on a base capped at 6,000 MAD/month.
3. Deduct **AMO employee**: 2.26% on the full cotisable base (no cap).
4. Annualize amounts, apply **professional expenses** (35% or 25%, capped at 35,000 MAD/year).
5. Apply **IR brackets** (CGI Art. 73) on net taxable income.
6. Deduct **family charges** (600 MAD/person/year, max 3,600 MAD).
7. **Net monthly** = Gross − CNSS − AMO − IR − optional mutuelle/CIMR.

## What the calculator estimates

- Net and gross monthly/annual salary
- CNSS, AMO, IR breakdown
- Professional expenses and family deduction
- Optional employer cost

## Limitations

- Indicative simulation for standard cases only
- Not an official payslip or tax advice
- Does not cover all special payroll situations (CIMR regimes, sector agreements, etc.)

## Methodology

Full details: https://salairemaroc.com/sources-methodology

## Related pages

- [CNSS & AMO](https://salairemaroc.com/cnss-amo-maroc)
- [Calcul IR](https://salairemaroc.com/calcul-ir-maroc)
- [Brut vs Net](https://salairemaroc.com/salaire-brut-net-maroc)
- [Bulletin de paie](https://salairemaroc.com/bulletin-de-paie-maroc)